swFloridaRealtorsBlog.com

Cape Coral Florida Bank Own Property" Forclosures & Bank Short Sales

Tue, 09 Mar 2010 13:52:51 -0600

Joe Kendall, Broker associate with Sandals Realty a Waterfront and Foreclosure Specialist writes today I was out showing Gulf Access Waterfront Pool Homes in Cape Coral Florida. Several of these homes are in the Pre-Foreclosure process with several listed from $225,000 to $275,000. Some of these homes are direct sailboat access with a short distance to open water. Now is the time to buy your vacation home while the inventory is still pretty good for Gulf Access Waterfront Property. You can search for your very own waterfront paradise by clicking here

Bank Owned Property can also be searched from my web site

The State of Florida Earth Day Promotion! Save 20% on New Replacement Appliances !

Tue, 09 Mar 2010 08:57:02 -0600

Joe Kendall, Associate Broker with Sandals Realty writes are you thinking about updating your appliances? Here is a chance to save 20% on new replacement appliances! If your in the market to replace or upgrade your appliances in your vacation home here in Florida ? The State of Florida may just help you save some money doing so !

The State of Florida with the promotion of Florida's Earth Day Activities is implementing a mail-in rebate program to help residents replace older and inefficient appliances with ENERGY STAR® qualified appliances. The program is tentatively scheduled to begin in April 2010 and is scheduled to last two weeks only. Listed below are the items included and the website address for more information.

Eligible products include

Refrigerators

Freezers

Clothes washers

Dishwashers

Room air conditioners

Gas tankless water heaters

Florida will offer residents a 20% rebate off the price of a new ENERGY STAR qualified
appliance. Consumers may also receive an additional rebate with proof of having recycled
the old appliance.

Contact: Florida Energy & Climate Commission and review the guidelines before purchasing the product

I am always looking for the best deals for my past, current and future clients. I hope this information is helpful .

Best regards.

Joe Kendall, Broker Associate Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

Cape Coral Florida * Gulf Access Including Bank Owned ! Up to $800,000

Sun, 07 Mar 2010 09:55:37 -0600

Cape Coral Florida Bank Owned Gulf Access Waterfront Property! Listed for sale as of today March 7th 2010 I did a detailed search today to provide my Blog Readers the most current information as possible. This is a link to a list of Prime Gulf Access Locations including many bank owned Gulf Access Waterfront Homes in Cape Coral Florida. $800,000 you can access the full report by click on this Link Gulf Access Summary Report (This report is active for 30 days from posted)

Gulf access waterfront property in southwest Florida comes in all styles, locations and prices. Bank owned waterfront property can be found in Cape Coral and all across Lee County Florida.

I always suggest using google earth or google maps when checking out waterfront locations online. you can search the property view the street and the canal. You can right click on the screen and it will give you a hand tool to swipe across the screen and this will allow you to follow the canal down the street to the access to open waterway. this will allow you to see if there are bridge clearances you would have to clear or overhead power lines you would have to travel under as well.

Map sites online can help you understand the waterways of Southwest Florida from your very own living room ! I am here to help you on your journey in buying a great gulf access waterfront home you can call your very own "Piece of Paradise! "

I look forward to working with you!

Fort Myers * Cape Coral * Lehigh Acres * Loss Mitigation Help * Experienced in Bank Short Sales !

Sun, 07 Mar 2010 09:21:19 -0600

FREE Bank Short Sale advice Southwest Florida. I have successfully closed several bank short sales !

Joe Kendall, Associate Broker with Sandals Realty in Fort Myers Florida a Waterfront , Foreclosure and Bank Short Sale Specialist writes, I do a lot of marketing for helping people avoid foreclosure in Cape Coral, Fort Myers and Lehigh Acres Florida by offering to help them sell their home as a bank short sale. Doing so I am sure you can image, I receive all kinds of phone calls everyday from people needing to discuss their situation regarding their home, asking ways to change or get out from their mortgage payment.

The current real estate market here in southwest Florida has seen records of foreclosures and we have lead the Country a couple months this year in foreclosures, as they are filed here in Lee County Florida. I receive lots of questions and listen to statements from people owning homes here in southwest Florida. Here are a few examples of calls I received over the last couple of weeks.

(1) I have tried talking to my Lender, but they are saying there is nothing they will do, other then ask me when will I be making my next mortgage payment? Whats next for me?

(2) I have an adjustable rate mortgage and it went up to where I can no longer afford the payments? What can I do to get them to change it?

(3) I owe more then $150,000 more the what the house is worth. What can I do to get the mortgage company to change it so I can afford to keep my home?

(4) I want my mortgage company to give me loan modification and they told me know they can not do this? Why?

Over 80% of the home owners trying to do a Loan Modification end up avoiding a Foreclosure by the Short Sale. Because of their current mortgage holder unwillingness to work out a reasonable deal for the home owner. Check out more information here

I listen to everyone concerns and questions, I always offer up different options or suggestions before you make a decision on letting your home go into foreclosure. I help people avoid foreclosure by helping them with a bank approved short sale. I can not speak for the mortgage companies, But I can offer suggestions on where to go from here in your current situation.

Do you have a home here in Cape Coral, Fort Myers or Lehigh Acres? and need to avoid foreclosure? Please give me a call, I am a good listener and I will try to help you if I can. You may be able to avoid Foreclosure and help you sell your home as a Short Sale.

Listed and Sold My Joe Kendall Associate Broker Sandals Realty

This was sold as a bank Short Sale with Chase Bank !

I have closed bank short sales with Bank of America, Countrywide, Citi Bank, Wellsfargo , Chase Bank , and more.

I do not charge anything for this service, the Bank will pay my commission or I don't get paid. Now is the time to try! It's better to do it now then wait! Lets talk and let me help you spell out your options.

It's Not About Me, It's all About You!

Best regards

Joe Kendall, Realtor Sandals Realty
Phone 239-560-0726 Fax 239-236-0422
Discover SwFlorida.com www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

Cape CoraL Florida Avoid Foreclosure Loss Mitigation * Experienced Broker

Wed, 03 Mar 2010 19:01:28 -0600

Bank Short Sale, Lender Bank Of America ! Sold !

Thinking about trying to avoid foreclosure? The question you keep asking is ? Do I qualify for a Bank Short Sale? This question is in many people minds, but they don't know who do ask or are embarrassed to talk about this subject. Home owners just need to ask a couple of questions of themselves.

* Have I had circumstances that has changed my life? Has it effected my ability to makes paying my mortgage payment extremely difficult, if not impossible? Like loss of employment, divorce, health problems just to named a few.

* Are you upside down in the value of your home?

* Do I have more money going out each month than I have coming in?

If you answered yes to the above questions, you need to speak with a Realtor experienced in Bank Short Sales.

The Cape Coral Florida real estate market has had numerous homes sold in the last 12 months from the acceptance from banks to agreement to sell them home the bank short sale process.

Cape Coral, Florida is has one of the highest foreclosure rates in the country and short sales are becoming a normal part of the real estate business in southwest Florida.

I would suggest you interview Real Estate Brokers and ask their success rate with short sales and ask how many have they listed and how many have they successfully closed. Many claim taking a couple classes gives them the knowledge to get the banks to work with the seller. I can tell you I have been doing bank Short Sales since 2007 and I have experience in writing the process ! Including successfully closing the bank short sales closed !

I look forward to talking with you.

Search Bank Short Sales in Gated Communities in Fort Myers Florida !

Mon, 01 Mar 2010 18:21:10 -0600

The view from the third floor balcony of a home in "Catalpa Cove" Locted in Fort Myers Florida.

Joe Kendall Associate Broker with Sandals Realty writes: I would like to share with all my readers a great Luxury Gated Developement nestled along the riverfront at the mouth of the river just entering the back waters of Sanibel Island. Search Bank Short Sales in Gated communities in Fort Myers by clicking here

You don't have to live on Sanibel Island to enjoy waterfront luxury ! This wonderful gated community offers a very private setting for every active lifestyle, from the peaceful setting, to a tropical setting, to the all around active lifestyle amenities for the every family, to the very young at heart ! The great landscaping and the mix of custom home builders set this development apart from so many others.

There are resale homes currently available for sale with prices greatly reduced as prices are being drived by the bank short sale real estate market . The living areas range from 2,800 square feet to over 5,000 square feet of luxury living! Call me today or email me today for more information!

Joe Kendall, Realtor Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

Naples Florida Bank Short Sale * Pre- Foreclosure * $ 79,000 Talk to Joe !

Fri, 05 Feb 2010 08:07:02 -0600

Naples Florida Real Estate . Bank Short Sale Condo ! Located in the great development of Kings Lake !

Naples Florida Bank Short Sale! This is a great opportunity to purchase a Naples Florida Condo at Pre-Foreclosure Prices!. We have successfully closed several bank short sales! You will enjoy the Florida lifestyle in this 2 bed 2 bath first floor , very open floor plan including a screened Lanai . Great location ! There are two community pools, a spa and tennis courts. Low monthly maintains fees. Call Joe Kendall today to set up your personalized showing !

Search hundreds of Bank Short Sale and Bank Owned property by clicking here

Fort Myers Florida * 4 Bed 2 Bath Home in Gated Community of Moody River Estates!

Mon, 08 Feb 2010 07:24:12 -0600

Reduced $35,000 Outstanding 4 bed, 2 bath home. Endless amenities include a large living area, family room, breakfast nook and formal dining area. Huge eat in kitchen with upgraded cabinets,solid surface counter-tops and professional grade stainless appliances.

Master suite features his and her walk in closets leading into the master bath with upgraded cabinets,solid surface counter top with dual sinks,make-up area and a separate tub and shower.The kitchen has solid surface counter tops with 42 inch cabinets and stainless steel GE professional grade appliances.

The Master HOA and HOA fees are reasonable for all the amenities and maintenance(includes cable and high speed internet, etc)

This is just what you've been waiting fora tranquil living in a park-like estate. There is a 7,000 sq. ft. Village Center, waterfront park, boat launch, and gulf access. It is located near the Caloosahatchee River for all boating and fishing . The natural beauty of Moody River Estates is seen throughout the community. This community is just minutes away from sporting events, medical facilities, and Southwest Florida International airport, this is a great place to call home or your vacation home in Paradise !

Joe Kendall, Realtor Sandals Realty
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

Cape Coral Florida * "Boaters Real Estate" * Experienced Real Estate Broker ! Talk to Joe !

Thu, 25 Feb 2010 18:28:13 -0600

Joe Kendall Broker Associate with Sandals Realty writes: I am suggesting before you go buying a waterfront bank owned or a foreclosure property in Cape Coral Florida, you work with a Real estate broker that knows Cape Coral Florida on and off the water ! Waterfront homes in Cape Coral Florida can be a great investment you will have for many years to come as our market prices on gulf access waterfront property are down to almost 10 year ago levels.

There is many things to consider besides price and condition. It's important you do your home work and someone help you with all the little details so your boating pleasure will be as much or even more fun then the time you enjoy in your new waterfront home in Florida !

Here are some things you need to review before making your purchase.

Gulf access home located in northwest Section of Cape Coral Florida

Here are some things you need to review before making your purchase.

(1) What is the water level on the canal at low tide?

(2) How long of boat ride to the river? Gulf access?

(3) Are there any boat lifts, locks or a bridge that I would have to travel thru or under?

(4) What is the bridge height at high tide? At low tide?

(5) Condition of the sea wall? The dock? Active dock permit? Restrictions?

(6) Is the property on a main canal for boat traffic? What is access to a main canal?

(7) Fresh water home? Then what is the water level? How far can I travel in a boat?

(8) It's all about the View ! Can I buy interesting canal location, better water view for the same money?

(9) Where can I see a water view from what rooms in the house ? Again it's all about the View !

(10) What are the fishing possibly from my own dock? Yes, some locations are better!

(11) How big of boat will fit on the lift? What is the weight limits on the boat lift?

Before you buy know all your facts ! You don't buy a home everyday ! It's a life time investment in the Florida lifestyle make sure you work with an experienced Real Estate Broker so you get it right for years of enjoyment on and off the water !

I look forward to working with you !

Chase Bank Says, Call The Owner Joe , Let's Do The Bank Short Sale !

Wed, 24 Feb 2010 07:50:04 -0600

Joe Kendall Associate Broker with Sandals Realty writes about foreclosure help and documents required for a bank short sale. Yesterday February 24, 2010 I received a call from Chase Bank requesting I get a hold of a client that I had is home for sale in 2009 as they wanted me to tell him they will work with him on doing a Bank Short Sale !

I get lots of phone calls from people thinking about doing a short sale and asking questions? Like, What is a short sale? Will the bank really work with me? Not to many from Banks saying yes lets get the bank short sale process rolling !

Well without getting to in depth I just want to briefly go over what is in a bank package of requirements. I can not speak for every bank and they all are a little bit different , but I would like to give you the most common documents that are request from the home owner by the banks.

(1) Hardship letter, Explanation of the owner hardship requesting for assistance,

(2) Supporting Documentation, any letter, or form to support a hardship.

(3) Financial Statement, Form is sent to you from the bank to be signed and dated.

(4) Federal Income tax returns, Copy of the last two years with W-2"s

(5) Bank Statements Your last three months bank statements, Paycheck stubs, copy of your last three Disability* Unemployment * Retirement copy of any benefits applied for or receiving.

(6) Listings agreement , copy of signed listing agreement, Purchase Contract Copy of Accepted Offer, Net Sheet ,detailed Hud 1 statement of all lined expenses to closing, Marketing efforts, The bank needs copy's of the marketing done by the listing agent. Current Market Report complete value comparison done on the the home as it related to the current local market.

This is the basic information the bank will request from you and your Realtor before they will give any reply on any purchase contract. I have several other forms, local real estate information documentation I use to help my clients as a Seller or a Buyer in getting the banks and mortgage companies to accept my deals.

I want to say that banks are accepting offers, every deal is different, just like everybody situation is different. But it is sure worth the time to explore your options, instead of just letting your home go under foreclosure and loosing it to the bank and having foreclosure on your credit Report.

Call or mail me today, Lets talk, If a I can not help you? I will tell you. You will always get straight talk from me!

I look forward to working with you !

Fort Myers * Cape Coral * The Luxury Waterfront Lifestyle * Talk To Joe !

Tue, 23 Feb 2010 17:51:13 -0600

Joe Kendall, Broker Associate with Sandals Realty writes; The southwest Florida luxury gulf access waterfront living comes in every shape , color and size in February 23 2010 ! Today you should tour the waterfront paradise of Cape Coral Florida with over 300 miles of gulf access canals !

Foreclosures , Bank Owned and Bank Short Sales property is driving all the real estate prices ! Now is the time to buy your luxury waterfront home. There has never been a better time in our history where the inventory, locations and prices continue to amaze buyers from around the world focusing on southwest Florida !

Cape Coral Florida has lead the Country in foreclosure filings in many of the months of the year in 2009. The foreclosures and bank owned property now listed in lee County Florida range from 20,000 to over 2 million dollars. Southwest Florida Cape Coral and Fort Myers has your vacation home or retirement home you have been waiting for at unbelievable prices!

You search the entire Mls of Bank Owned Foreclosures, Bank short Sales Luxury waterfront Gated communities in all of southwest Florida . Joe Lists and Sells the Florida Lifestyle ! Search all the listings in southwest Florida right here !

I look forward to working with you.

Best regards

Southwest Florida * Cape Coral Fort Myers Foreclosures are not always the Best Buy ?

Tue, 23 Feb 2010 17:24:28 -0600

Southwest Florida real estate in Fort Myers & Cape Coral Florida ! Written by Joe Kendall, Associate Broker with Sandals Realty. The Bank Short Sales and foreclosures are truly driving the sales in southwest Florida. The bank owned and Bank short sales do require some risk by the Home Buyers as many of the these homes have been setting vacant up to 2 years before being offered on the real estate market.

The famous old saying goes "Don't judge a book by it's cover ! " These books below are not foreclosures or bank short sales and looking inside you can see and feel the difference ! Yet they are priced at great bargain prices in reflection of the current foreclosure market ! You don't need to Buy a foreclosure or a Bank Short Sale to get an outstanding deal in today's current real estate market !

I invite you to take the Virtual tours of these fine homes ! Now is the time to find your very own "Piece of Paradise ! "

Cape Coral Florida Direct Gulf Access Waterfront Home! Asking $249,900 Take Virtual Tour

Cape Coral Florida Gulf Access Waterfront Home ! Asking $379,900 Take the Virtual Tour

Fort Myers Florida 4 Bed 2 Bath Luxury Gated Community ! Asking $265,000 Take the Virtual Tour !

I look forward to talking to you about these or any other home listed for sale in Southwest Florida. I look forward to your phone call.

Best regards

Southwest Florida * Cape Coral Bank Owned Bank Short Sales * Foreclosures * Talk to Joe !

Tue, 23 Feb 2010 16:09:45 -0600

Joe Kendall, Broker Associate with Sandals Realty, Finds the "Best Deals" for his clients!

Southwest Florida Real Estate market update. This home in Cape Coral Florida in 2006 was sold for $209,000 today 02-23 2010 this home was purchased by of of Joe Kendall's Clients for $99,000 to a first time home buyer and also included a 1 year Home Warranty !

The real estate market in southwest Florida, Fort Myers , Cape Coral and Lehigh Acres is driven by the amount of Foreclosures and Bank Short Sales. Now is the time to buy your vacation home in southwest Florida !

Search hundreds of Bank Short Sales and Foreclosure property by visiting Joe's web site at www.joekendall.listingbook.com

Foreclosures and bank short sales are almost 65% of the current homes being sold in Cape Coral and LeHigh Acres ! Purchase a home greatly under the cost to build the home brand new ! Now is the time to buy Real estate in Southwest Florida !

I look forward to working with you !

Fort Myers Florida Gated Communities * Offer Todays Home Buyer "The Active Life Style "

Mon, 15 Feb 2010 08:05:20 -0600

Fort Myers Florida Gated Communities by Joe Kendall Realtor with Sandals Realty. The popularity of living in gated, or private communities has never really changed over the years in fact has been more popular as in the past. The amount of Foreclosure property and bank owned property tends to be less in the gated communities then in other area. Please understand I am not saying there are no foreclosures in Gated communities because there are, but the image to the average home buyer is there there are not as many.

Many of the people I meet from around the country looking to buy a vacation home here is southwest Florida number one reason they ask about Gated Communities is Security. Many Home Buyers are attracted to living in these communities as it more often then most protects property values and the lifestyle within them.

Many gated communities are designed with amenities built around the Florida lifestyle with golf courses, tennis, and swimming and walking and jogging trails. Gated communities are usually located in some of the most centrally locations close to beaches, dinning and Shopping. The developers design the community with careful planning and HOA rules that create an environment where the goal is maintain the quality of life while maintaining the values of property within the development.

The Homeowner’s Association (HOA).The HOA is made up of all the owners of the development. The HOA is responsible for collection of the Association fees and making and enforcing the “rules and By Laws” of the community.It is often also responsible for maintaining the public aspects of the community, such as streets and security. They are also protected with deed restrictions insuring the colors of paint on outside walls, types of fencing, guidelines for landscaping and storage of boats or recreational vehicles.

Gated communities offered a planed lifestyle, but are not for everyone, but they offer the Home Buyer looking for a built in Community to move right into and start enjoying all the amenities built around the Florida lifestyle maybe just might be the right choice for you!

I look forward to working with you in the near future.

Fort Myers Bank Owned Golf Gourse Condo? Know Your Options First !

Sun, 14 Feb 2010 18:22:22 -0600

10th Green at Eagle Ridge Golf Club Fort Myers Florida (www.playeagleridge.com)

Fort Myers Florida Golf Course Communities ! We have your Style of Membership Waiting !

Fort Myers Florida Real Estate February 2010. Joe Kendall Realtor with Sandals Realty writes: Before you buy a Bank Owned or Bank Short Sale Golf Course Condo, you should decide how often your going to play and what type of "golf membership plan" best fits your needs ? There are many golf course communities to choose from but you can eliminate many by the choices offer at each course. This is why I suggest you know your options before you buy !

I would suggest you understand the difference in the offerings before you start looking, as the golf fees should match your needs too! Here are the 3 basic types offered here.

(1) "Bundled Golf" The purchase of a home in this style of development comes with an automatic membership in the private or semi-private course. There are no up front entry costs, but there are annual dues that you must pay. Each development handles there pro shop differently in regards to scheduling tee times, allowing more people equal access to the course for all its members.

(2) " Pay as you Play" These communities are on or near public courses, the rates my vary during the year, these are public courses and they can be over crowded during peak season. Yet off season can be wide open during afternoon and evening hours with rates around $25.00 to $30.00 with some courses offering discounts cards and coupons.

(3) " Private Clubs" Homes in these developments do not include a membership in the country club. Residents desiring a membership must pay initiation fee, along with annual dues. the membership in most of these clubs limit there membership to 250-300 members. I would suggest scheduling a meeting with the sales manager for club you maybe interested in joining to get a copy of the rules, fees and a list of social offerings that is included with the membership.

Buying a home with in a golfing community it is important that you visit the club house, talk with the staff, ask fellow golfers playing, how they like it there? and last of all Play the course for yourself and see! As your real estate partner would encourage you to experience the great golf and lifestyle here in southwest Florida! Buying a home after that really becomes a pretty simple task after that! there are many single family homes, town homes and condos for sale including bank owned and bme and request a list of properties in these fine communities. Please give me a call or email requesting a list of homes or condos on golf course living today!

Search hundreds of golf homes and condos at www.joekendall.listingbook.com

2 bed 2 bath condo Pool Home 16th Tee ! Single Family Home

Cross Creek Country Club Eagle Ridge Colf Course Eagle Ridge Golf Course

swFloridaRealtorsBlog.com

Cape Coral Florida Bank Own Property" Forclosures & Bank Short Sales

The State of Florida Earth Day Promotion! Save 20% on New Replacement Appliances !

Cape Coral Florida * Gulf Access Including Bank Owned ! Up to $800,000

Fort Myers * Cape Coral * Lehigh Acres * Loss Mitigation Help * Experienced in Bank Short Sales !

FREE Bank Short Sale advice Southwest Florida. I have successfully closed several bank short sales !

Cape CoraL Florida *Avoid Foreclosure * Loss Mitigation * Experienced Broker

Search Bank Short Sales in Gated Communities in Fort Myers Florida !

Naples Florida Bank Short Sale * Pre- Foreclosure * $ 79,000 Talk to Joe !

Fort Myers Florida * 4 Bed 2 Bath Home in Gated Community of Moody River Estates!

Cape Coral Florida * "Boaters Real Estate" * Experienced Real Estate Broker ! Talk to Joe !

Chase Bank Says, Call The Owner Joe , Let's Do The Bank Short Sale !

Fort Myers * Cape Coral * The Luxury Waterfront Lifestyle * Talk To Joe !

Southwest Florida * Cape Coral *Fort Myers * Foreclosures are not always the Best Buy ?

Southwest Florida * Cape Coral *Bank Owned * Bank Short Sales * Foreclosures * Talk to Joe !

Fort Myers Florida Gated Communities * Offer Todays Home Buyer "The Active Life Style "

Fort Myers Bank Owned Golf Gourse Condo? Know Your Options First !

Cape CoraL Florida Avoid Foreclosure Loss Mitigation * Experienced Broker

Southwest Florida * Cape Coral Fort Myers Foreclosures are not always the Best Buy ?

Southwest Florida * Cape Coral Bank Owned Bank Short Sales * Foreclosures * Talk to Joe !