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Now is the time to buy a Waterfront Foreclosure !

Port Charlotte Punta Gorda Real Estate written by Joe Kendall Broker Associate with Sandals Realty Waterfront and Foreclosure Specialist. When looking to buy waterfront property here in Port Charlotte, Cape Coral, Fort Myers Florida and thru-out southwest Florida.There are some things to cconsider besides the home your searching to buy. There are several "points of interest" you should review before making a decision on a waterfront home. Here are a few good points to consider. 

 Always do a visual inspection of the seawall. Look for stress cracks, grumbled concrete, rain water should be draining over the seawall edge to the canal not behind the wall where the yard and see wall meet.

Repairing or even replacing a seawall can be very costly. If there are signs of damage you mat want to have the seawall inspected by a marine contractor?

  I can give you a good idea of what can be done to fix or repair the problem. ( I live on water as well here and I have general repairs that have to be done to maintain your property.

 If there is a boat lift? Test the lift and review the conditions of the decking and pilings. You can tell if pilings and boards are loose and in need of repair.

 We have lots of waterways here in southwest Florida. You need to know what the canal depth is at low tide? How is the navigational route to Open Water? How long of boat ride to The river or open water? Any Bridges? Clearance height for your boat at high tide?  I know all the bridge locations and the height at high and low tide. 

 What is the elevation rating on the property in regards to Flood Insurance? You should always get three quotes on home owners insurance. ( I will help you with getting insurance quotes.               

If the property dose not have a dock? What are the chances to have one built? What restrictions would there be? Again a Marine contractor can give you and estimate and let you know the cost and restrictions on building a dock on a location you might have some interest.  ( I have contacts of the best people in the industry )

Buying waterfront property is a very rewarding adventure! You just have to take a few more steps in the process, Do a little more home work and you will be very pleased when it's all said and done! Now is the time to buy your Waterfront Property ! The prices are very good, the selection and

locations have  never been better! Be sure to work with a Waterfront Specialist !

 Search thousands of waterfront properties from the local mls at Here

 I look forward to working with you!

Joe Kendall, Broker Associate Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

 Joe Kendall, Broker Associate with Sandals Realty a Waterfront and Foreclosure Specialist writes, Many people looking for a luxury waterfront home in the Naples Area, many times have a hard time finding homes within their price range. I always advise them to check out the Waterfront Communities of Cape Coral Florida !

Cape Coral Florida has over 300 Miles of Gulf Access Waterfront property. Currently he have luxury homes and condos on the market offered as foreclosure  bank Short Sale / Pre-foreclosure. Cape Coral is the home to many luxury waterfront homes and Condos. Sellers have to price there home in  accordingly with all the bank foreclosures to have a chance to sell in today's real estate market. Your best deal is not always the foreclosure or short sale , but it's a great place to start your search !

Call or email me today for more information about Cape Coral Florida and a list of waterfront Luxury Homes and Condos. You can also search the local MLS through my name by signing up for a free search account by clicking here.

I look forward to working with you.

Best regards

 Joe Kendall, Broker Assoiciate with Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.Joesellscapecoral.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

The start of another day with an outstanding sunrise in Cape Coral Florida. The land of opportunity for home buyers looking to cash in on a real estate deal of a life time ! The foreclosure market in southwest Florida has brought home prices down to 10 year ago levels before the real estate boom of 2003 to 2005. People around the country and looking to cash in on their retirement home of the future now while prices are at the bottom of the real estate market.

There has never been a better time to buy a waterfront home in southwest Florida located  in cities of Fort Myers, Cape Coral and Port Charlotte.  You to can wake up every morning to a sunrise of sun set just like this one. This picture was taken from my neighbors home, located on Bayshore Drive in Cape Coral Florida.

Please call or eial me today for a complete list of waterfront Foreclosure property in Cape Coral, Fort Myers or Port Charlotte . My Team of Realtors are here to help you achieve your goals and your dreams ! You can own your very own piece of paradise ! Come Join me in Paradise !

I look forward to talking to you.

Joe Kendall, Broker Associate Sandals Realty

The wonderful color show is performed nightly on Fort Myers Beach ! Talk to Joe today !

The sunsets on Fort Myers Beach can be an very unbelievable experience and the memories can last a lifetime ! You can enjoy this experience as often as your like by owned your very own piece of Paradise here on Fort Myers Beach! Today's real estate prices are rolled back at prices 10 years ago. Now is the time to purchase your retirement home and enjoy the "Sun and Sand" everyday in southwest Florida. Foreclosures and Bank short Sales are driving down prices where many people can now afford a second home in Southwest Florida.

You can search like a Realtor from my website by clicking right here

Work with a real estate Broker that will help you get your best price and terms on a southwest Florida condo or single family the whole family will enjoy for a life time.

I look forward to working with you in Paradise !

Joe Kendall, Broker Associate Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

Waterfront foreclosures and Bank Owned property in Cape Coral Florida, Here are a few tips for you.

Avoiding foreclosure is on more and more peoples minds these days across the country it's no different here in southwest Florida. I was reading last week where the Treasury Dept has agreed that mortgage modifications are not working, and most loan modifications and workouts still end in default.  2009 was a year of home retention intended to keep people in their properties, and 2010 will be a year banks collect money, either through a short sale or a foreclosure and re-sale in Cape Coral, Fort Myers and Lehigh Acres ere in Lee County is where the highest number of foreclosures are listed.

 I have successfully closed bank short sales with Chase Bank, Citi Bank, Welsfargo and many others !

In the last few months I have been able to help sellers sell through the short sale process, and from what I have heard through my contacts in the industry, there will be more banks pursuing a  short sale and foreclosure process.  Banks are stepping up their efforts by hiring more people, and moving their platforms online so agents, appraisers, banks, investors, attorneys, etc. can all work on the file together and streamline the process. 

I have successfully closed several bank short sales. If your thinking about trying to avoid foreclosure? I am looking forward to talking with you. My Advice in how to handle your mortgage lender is free .

I look forward to hearing from you.

Joe Kendall, Broker Associate Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

Thinking about buying a foreclosure in Cape Coral, Fort Myers or Lehigh Acres Florida? Well in some situations you the home buyer might want to pay for the title work . Yes pay for your own title work in which is normally paid by the seller. Please let me explain.

There are many different banks and mortgage companies selling bank owned foreclosures, as well as Fannie May and Freddie Mac . There are some banks where they run all their inventory through one title company for the entire state of Florida. This can cause delays in closing as well as I have seen and heard of the deeds being delivered to the buyer 8 weeks after closing delivered by the United States post office.

Working with an experienced Realtor they should be able to find out who the owner of the property is and what title company and or attorney will be handling the closing for the bank? If you are the buyer you can elect to pay for the title insurance, you may not be able to get the bank to agree on how is doing the closing but the company doing the title insurance is the key in most situations

It is not so import about who is doing the closing, but if your paying for the title work with a local title company that knows all he local issues with liens, assessments you have a lot better chance if there are any issues on the title? or current or future assessments they will be able find this out for you before closing. Then a a title company that knows the local real estate market. it may cost you from $500.00 to $1,500.00 depending on the cost of the home and the work involved in completely the title work, but it is well worth every penny of it ! 

Buying a bank owned foreclosure can be a great rewarding experience ! There are some very good deals out there , but there are some risks too !

Make sure your working with an experienced Realtor and I look forward to seeing you here in Paradise !

Joe Kendall, Broker Associate Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

Cape Coral, Fort Myers Bank Owned Foreclosures !

Joe  Kendall, Broker associate with Sandals Realty writes, we are entering into the last few days leading up to the end of the tax credit law for first-time home buyers up to $8,000 for first-time buyers and up to $6,500 for repeat buyers. Read more about the home-buyer tax credit on the Internal Revenue Service's Web site.

All buyers must have a binding contract on a house in place on or before April 30, 2010. The sale must close on or before June 30 2010.

  The term First time home buyer is an individual that has not owned a home in the past three years. Existing homeowners need to have lived in the same principal residence for five consecutive years during the eight-year period that ends when the new home is purchased. The credit is only for principal residences, not for seasonal property.

Tips for First Time Home Buyers.

Interested in buying a home and claiming the home-buyer tax credit? Below are five tips that I think can be helpful to you.

Don't wait till the last Minute that something better is going to come along.

You should be searching for a home now ! if your going to be successful in finding the right house before the credit deadline, as there will be people waiting till the very end and jumping on the low end prices of the real estate market here in southwest Florida

I remember last fall when the first-time buyers thought the credit would expire Nov. 30, people scrambled to find properties. There was not enough of what the majority was looking for here in southwest Florida. The move in condition,  3 bedroom, 2 Bath 1800 to 2000 sq. ft. with a pool for under $125,000 ! There wasn't enogh good inventory of homes that could close by the deadline. You know Short sales, most timesthey are a long draged out process.

Before you start house hunting, get pre-approved for a mortgage. Talk to an experienced Mortgage broker and do a realistic assessment of what you can afford. Ask for a good faith estimate, showing your costs as a home buyer in dollars not just percentages. If you have to sell an existing home, you already should have it price it aggressively !

I would not count on another extension of the tax law by the Goverment.

The credit won't be available forever, This tax incentive has been a jump start to help  the housing crisis. Once the market improves credit will slowly start to rise (which we just seen two weeks ago ) as we are the way to no more help for the housing crisis from our goverment in terms of tax credits.

Interest Rates.

Mortgage interest rates are slowly on the rise this year. Higher interest rates will affect our monthly mortgage payments and directly effect the affordability of the houses. by the end of 2010

Keep Good Communication with your Mortgage broker throughout the process, make sure you're communicating with your Mortgage Broker, if there's a piece  of documentation,they are requesting from you? Please get it turned in as soon as possible. Good communication is important in making sure the loan closes on time.Don,t wait for the Lender to call you. It's a good rule to call your Lender twice a week to stay well informed through-out the process.

Working with one experienced Realtor will make the Difference !

Work with an experienced Realtor. Don't work with more then one Realtor, you will waste someones time and if they get an idea your working with someone else they may not ask you about it, but not work as hard for you as your thinking they are and your results will vary and the dream house your looking for may fall through the cracks to someone else. Let one Agent work strickly for you and working toward achieving your best price and terms on your home purchase. 

I look forward to working with you !

Joe Kendall, Broker Associate Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

Joe Kendall, Broker associate with Sandals Realty a Waterfront and Foreclosure Specialist writes today I was out showing Gulf Access Waterfront Pool Homes in Cape Coral Florida. Several of these homes are in the Pre-Foreclosure process with several listed from $225,000 to $275,000.  Some of these homes are direct sailboat access with a short distance to open water.  Now is the time to buy your vacation home while the inventory is still pretty good for Gulf Access Waterfront Property. You can search for your very own waterfront paradise by clicking here

Bank Owned Property can also be searched from my web site 

Joe Kendall, Associate Broker with Sandals Realty writes are you thinking about updating your appliances? Here is a chance to save 20% on new replacement appliances!  If your in the market to replace or upgrade your appliances in your vacation home here in Florida ? The State of Florida may just help you save some money doing so !

The State of Florida with the promotion of Florida's Earth Day Activities is implementing a mail-in rebate program to help residents replace older and inefficient appliances with ENERGY STAR® qualified appliances. The program is tentatively scheduled to begin in April 2010 and is scheduled to last two weeks only. Listed below are the items included and the website address for more information.

Eligible products include

• Refrigerators
• Freezers
• Clothes washers
• Dishwashers
• Room air conditioners
• Gas tankless water heaters

Florida will offer residents a 20% rebate off the price of a new ENERGY STAR qualified
appliance. Consumers may also receive an additional rebate with proof of having recycled
the old appliance.

Contact: Florida Energy & Climate Commission and review the guidelines before purchasing the product

I am always looking for the best deals for my past, current and future clients. I hope this information is helpful .

Best regards.

Joe Kendall, Broker Associate Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

Cape Coral Florida  Bank Owned Gulf Access Waterfront Property! Listed for sale as of today March 7th 2010  I did a detailed search today to provide my Blog Readers the most current information as possible. This is a link to a list of Prime Gulf Access Locations including many bank owned Gulf Access Waterfront Homes in Cape Coral Florida.  $800,000 you can access the full report by click on this Link Gulf Access Summary Report (This report is active for 30 days from posted)

Gulf access waterfront property in southwest Florida comes in all styles, locations and prices. Bank owned waterfront property can be found in Cape Coral and all across Lee County Florida. 

I always suggest using google earth or google maps when checking out waterfront locations online. you can search the property view the street and the canal. You can right click on the screen and it will give you a hand tool to swipe across the screen and this will allow you to follow the canal down the street to the access to open waterway. this will allow you to see if there are bridge clearances you would have to clear or overhead power lines you would have to travel under as well. 

Map sites online can help you understand the waterways of Southwest Florida from your very own living room ! I am here to help you on your journey in buying a great gulf access waterfront home you can call your very own "Piece of Paradise! "

I look forward to working with you!

Joe Kendall, Broker Associate Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

    FREE Bank Short Sale advice Southwest Florida. I have successfully closed several bank short sales !

Joe Kendall, Associate Broker with Sandals Realty in Fort Myers Florida a Waterfront , Foreclosure and Bank Short Sale Specialist writes, I do a lot of marketing for helping people avoid foreclosure in Cape Coral, Fort Myers and Lehigh Acres Florida by offering to help them sell their home as a bank short sale. Doing so I am sure you can image, I receive all kinds of phone calls everyday from people needing to discuss their situation regarding their home, asking ways to change or get out from their mortgage payment.

The current real estate market here in southwest Florida has seen records of foreclosures and we have lead the Country a couple months this year in foreclosures, as they are filed here in Lee County Florida.  I receive lots of questions and listen to statements from people owning homes here in southwest Florida. Here are a few examples of calls I received over the last couple of weeks. 

(1) I have tried talking to my Lender, but they are saying there is nothing they will do,    other then ask me when will I be making my next mortgage payment? Whats next for me?

(2) I have an adjustable rate mortgage and it went up to where I can no longer afford the payments? What can I do to get them to change it?

(3) I owe more then $150,000 more the what the house is worth. What can I do to get the mortgage company to change it so I can afford to keep my home?    

(4) I want my mortgage company to give me loan modification and they told me know they can not do this? Why?

Over 80% of the home owners trying to do a Loan Modification end up avoiding a Foreclosure by the Short Sale. Because of their current mortgage holder unwillingness to work out a reasonable deal for the home owner. Check out more information here

 I listen to everyone concerns and questions, I always offer up different options or suggestions before you make a decision on letting your home go into foreclosure. I help people avoid foreclosure by helping them with a bank approved short sale. I can not speak for the mortgage companies, But I can offer suggestions on where to go from here in your current situation.

 Do you have a home here in Cape Coral, Fort Myers or Lehigh Acres? and need to avoid foreclosure? Please give me a call, I am a good listener and I will try to help you if I can. You may be able to avoid Foreclosure and help you sell your home as a Short Sale.

Listed and Sold My Joe Kendall Associate Broker Sandals Realty

This was sold as a bank Short Sale with Chase Bank !

I have closed bank short sales with Bank of America, Countrywide, Citi Bank, Wellsfargo , Chase Bank , and more.

I do not charge anything for this service, the Bank will pay my commission or I don't get paid.  Now is the time to try! It's better to do it now then wait! Lets talk and let me help you spell out your options.

It's Not About Me, It's all About You!

Best regards

Joe Kendall, Realtor Sandals Realty
Phone 239-560-0726 Fax 239-236-0422
Discover SwFlorida.com www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

Bank Short Sale, Lender Bank Of America !  Sold !

Thinking about trying to avoid foreclosure? The question you keep asking is ?  Do I qualify for a Bank Short Sale? This question is in many people minds, but they don't know who do ask or are embarrassed to talk about this subject.  Home owners just need to ask a couple of questions of themselves.

* Have I had circumstances that has changed my life?  Has it effected my ability to makes paying my mortgage payment extremely difficult, if not impossible?  Like loss of employment, divorce, health problems just to named a few.

* Are you upside down in the value of your home?

* Do I have more money going out each month than I have coming in?

If you answered yes to the above questions, you need to speak with a Realtor experienced in Bank Short Sales.   

The Cape Coral Florida real estate market has had numerous homes sold in the last 12 months from the acceptance from banks to agreement to sell them home the bank short sale process.

Cape Coral, Florida is has one of the highest foreclosure rates in the country and short sales are becoming a normal part of the real estate business in southwest Florida.

I would suggest you interview Real Estate Brokers and ask their success rate with short sales and ask how many have they listed and how many have they successfully closed. Many claim taking a couple classes gives them the knowledge to get the banks to work with the seller. I can tell you I have been doing bank Short Sales since 2007 and I have experience in writing the process ! Including successfully closing the  bank short sales closed !

I look forward to talking with you.

Joe Kendall, Broker Associate Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

            The view from the third floor balcony of a home in "Catalpa Cove" Locted in Fort Myers Florida.    

Joe Kendall Associate Broker with Sandals Realty writes: I would like to share with all my readers a great Luxury Gated Developement nestled along the riverfront at the mouth of the river just entering the back waters of Sanibel Island. Search Bank Short Sales in Gated communities in Fort Myers by clicking here

You don't have to live on Sanibel Island to enjoy waterfront luxury !  This wonderful gated community offers a very private setting for every active lifestyle, from the peaceful setting, to a tropical setting, to the all around active lifestyle amenities for the every family, to the very young at heart ! The great landscaping and the mix of custom home builders set this development apart from so many others. 

There are resale homes currently available for sale with prices greatly reduced as prices are being drived by the bank short sale real estate market . The living areas range from 2,800 square feet to over 5,000 square feet of luxury living! Call me today or email me today for more information!

Joe Kendall, Realtor Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com