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Joe Kendall Broker Associate with Sandals Realty writes: I am suggesting before you go buying a waterfront bank owned or a foreclosure property in Cape Coral Florida, you work with a Real estate broker that knows Cape Coral Florida on and off the water ! Waterfront homes in Cape Coral Florida can be a great investment you will have for many years to come as our market prices on gulf access waterfront property are down to almost 10 year ago levels.

There is many things to consider besides price and condition. It's important you do your home work and someone help you with all the little details so your boating pleasure will be as much or even more fun then the time you enjoy in your new waterfront home in Florida  !

Here are some things you need to review before making your purchase.

Gulf access home located in northwest Section of Cape Coral Florida

Here are some things you need to review before making your purchase.

(1) What is the water level on the canal at low tide?

(2) How long of boat ride to the river? Gulf access?

(3) Are there any boat lifts, locks or a bridge that I would have to travel thru or under?

(4) What is the bridge height at high tide? At low tide?

(5) Condition of the sea wall? The dock? Active dock permit? Restrictions?

(6) Is the property on a main canal for boat traffic? What is access to a main canal?

(7) Fresh water home? Then what is the water level? How far can I travel in a boat?

(8) It's all about the View ! Can I buy interesting canal location, better water view for the same money?

(9) Where can I see a water view from what rooms in the house ? Again it's all about the View !

(10) What are the fishing possibly from my own dock? Yes, some locations are better!

(11) How big of boat will fit on the lift? What is the weight limits on the boat lift?

Before you buy know all your facts ! You don't buy a home everyday ! It's a life time investment in the Florida lifestyle make sure you work with an experienced Real Estate Broker so you get it right for years of enjoyment on and off the water !

I look forward to working with you !

Joe Kendall, Broker Associate Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

 Joe Kendall Associate Broker with Sandals Realty writes about foreclosure help and documents required for a bank short sale. Yesterday February 24, 2010 I received a call from Chase Bank requesting I get a hold of a client that I had is home for sale in 2009 as they wanted me to tell him they will work with him on doing a Bank Short Sale !

 I get lots of phone calls from people thinking about doing a short sale and asking questions? Like, What is a short sale? Will the bank really work with me? Not to many from Banks saying yes lets get the bank short sale process rolling ! 

Well without getting to in depth I just want to briefly go over what is in a bank package of requirements. I can not speak for every bank and they all are a little bit different , but I would like to give you the most common documents that are request from the home owner by the banks.

 (1)  Hardship letter,  Explanation of the owner hardship requesting for assistance,

 (2) Supporting Documentation, any letter, or form to support a hardship.

 (3) Financial Statement, Form is sent to you from the bank to be signed and dated.

 (4) Federal Income tax returns, Copy of the last two years with W-2"s

 (5) Bank Statements Your last three months bank statements, Paycheck stubs,  copy of your last three  Disability* Unemployment * Retirement copy of any benefits applied for or receiving.

 (6) Listings agreement , copy of signed listing agreement, Purchase Contract Copy of Accepted Offer, Net Sheet ,detailed Hud 1 statement of all lined expenses to closing, Marketing efforts, The bank needs copy's of the marketing done by the listing agent. Current Market Report  complete value comparison done on the the home as it related to the current local market.

 This is the basic information the bank will request from you and your Realtor before they will give any reply on any purchase contract. I have several other forms, local real estate information documentation I use to help my clients as a Seller or a Buyer in getting the banks and mortgage companies to accept my deals.

 I want to say that banks are accepting offers, every deal is different, just like everybody situation is different. But it is sure worth the time to explore your options, instead of just letting your home go under foreclosure and loosing it to the bank and having foreclosure on your credit Report.

 Call or mail me today, Lets talk, If a I can not help you?  I will tell you. You will always get straight talk from me!  

I look forward to working with you !

Joe Kendall, Broker Associate Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

Joe Kendall, Broker Associate with Sandals Realty writes; The southwest Florida luxury gulf access waterfront living comes in every shape , color and size  in February 23 2010 !  Today you should tour the waterfront paradise of Cape Coral Florida with over 300 miles of gulf access canals !

Foreclosures , Bank Owned and Bank Short Sales property is driving all the real estate prices ! Now is the time to buy your luxury waterfront home. There has never been a better time in our history where the inventory, locations and prices continue to amaze buyers from around the world focusing on southwest Florida !

Cape Coral Florida has lead the Country in foreclosure filings in many of the months of the year in 2009. The foreclosures and bank owned property now listed in lee County Florida range from 20,000 to over 2 million dollars. Southwest Florida Cape Coral and Fort Myers has your vacation home or retirement home you have been waiting for at unbelievable prices! 

You search the entire Mls of Bank Owned Foreclosures, Bank short Sales Luxury waterfront Gated communities in all of southwest Florida . Joe Lists and Sells the Florida Lifestyle ! Search all the listings in southwest Florida right here !

I look forward to working with you. 

Best regards

Joe Kendall, Broker Associate Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

Southwest Florida real estate in Fort Myers & Cape Coral Florida ! Written by Joe Kendall, Associate Broker with Sandals Realty. The Bank Short Sales and foreclosures are truly driving the sales in southwest Florida. The bank owned and Bank short sales do require some risk by the Home Buyers as many of the these homes have been setting vacant up to 2 years before being offered on the real estate market.

The famous old saying goes "Don't judge a book by it's cover ! "  These books below are not foreclosures or bank short sales and looking inside you can see and feel the difference ! Yet they are priced at great bargain prices in reflection of the current foreclosure market ! You don't need to Buy a foreclosure or a Bank Short Sale to get an outstanding deal in today's current real estate market !

I invite you to take the Virtual tours of these fine homes ! Now is the time to find your very own "Piece of Paradise ! "

              Cape Coral Florida Direct Gulf Access Waterfront Home! Asking $249,900 Take Virtual Tour

  Cape Coral  Florida Gulf Access Waterfront Home ! Asking $374,000 Take the  Virtual Tour

Fort Myers Florida 4 Bed 2 Bath Luxury Gated Community ! Asking $235,000 Take the Virtual Tour !

I look forward to talking to you about these or any other home listed for sale in Southwest Florida. I look forward to your phone call.

Best regards

Joe Kendall, Broker Associate Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

Joe Kendall, Broker Associate with Sandals Realty, Finds the "Best Deals" for his clients!

Southwest Florida Real Estate market update. This home in Cape Coral Florida in 2006 was sold for $209,000  today 02-23 2010 this home was purchased by of of Joe Kendall's Clients for $99,000 to a first time home buyer and also included a 1 year Home Warranty !

The real estate market in southwest Florida, Fort Myers , Cape Coral and Lehigh Acres is driven by the amount of Foreclosures and Bank Short Sales. Now is the time to buy your vacation home in southwest Florida !

Search hundreds of Bank Short Sales and Foreclosure property by visiting Joe's web site at www.joekendall.listingbook.com

Foreclosures and bank short sales are almost 65% of the current homes being sold in Cape Coral and LeHigh Acres ! Purchase a home greatly under the cost to build the home brand new ! Now is the time to buy Real estate in Southwest Florida !

I look forward to working with you !

Joe Kendall, Broker Associate Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

Fort Myers Florida Gated Communities by Joe Kendall Realtor with Sandals Realty. The popularity of living in gated, or private communities has never really changed over the years  in fact has been more popular as in the past. The amount of Foreclosure property and bank owned property tends to be less in the gated communities then in other area. Please understand I am not saying there are no foreclosures in Gated communities because there are, but the image to the average home buyer is there there are not as many.

Many of the people I meet from around the country looking to buy a vacation home here is southwest Florida number one reason they ask about Gated Communities is Security. Many Home Buyers are attracted to living in these communities as it more often then most protects property values and the lifestyle within them.

Many gated communities are designed with amenities built around the Florida lifestyle with golf courses, tennis, and swimming and walking and jogging trails. Gated communities are usually located in some of the most centrally locations close to beaches, dinning and Shopping. The developers design the community with careful planning and HOA rules that create an environment where the goal is maintain the quality of life while maintaining the values of property within the development.

The Homeowner’s Association (HOA).The HOA is made up of all the owners of the development. The HOA is responsible for collection of the Association fees and making and enforcing the “rules and By Laws” of the community.It is often also responsible for maintaining the public aspects of the community, such as streets and  security. They are also protected with deed restrictions insuring the colors of paint on outside walls, types of fencing, guidelines for landscaping and storage of boats or recreational vehicles.

Gated communities offered a planed lifestyle, but are not for everyone, but they offer the Home Buyer looking for a built in Community to move right into and start enjoying all the amenities built around the Florida lifestyle maybe just might be the right choice for you!

I look forward to working with you in the near future.

Joe Kendall, Realtor Sandals Realty
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

                  10th Green at Eagle Ridge Golf Club Fort Myers Florida (www.playeagleridge.com)

          Fort Myers Florida Golf Course Communities ! We have your Style of Membership Waiting !

Fort Myers Florida Real Estate February 2010. Joe Kendall Realtor with Sandals Realty writes: Before you buy a Bank  Owned or Bank Short Sale Golf Course Condo, you should decide how often your going to play and what type of "golf membership plan" best fits your needs ? There are many golf course communities to choose from but you can eliminate many by the choices offer at each course. This is why I suggest you know your options before you buy !

 I would suggest you understand the difference in the offerings before you start looking, as the golf fees should match your needs too! Here are the 3 basic types offered here.

(1) "Bundled Golf"  The purchase of a home in this style of development comes with an automatic membership in the private or semi-private course. There are no up front entry costs, but there are annual dues that you must pay. Each development handles there pro shop differently in regards to scheduling tee times, allowing more people equal access to the course for all its members.

(2) " Pay as you Play"  These communities are on or near public courses, the rates my vary during the year, these are public courses and they can be over crowded during peak season. Yet off season can be wide open during afternoon and evening hours with rates  around $25.00 to $30.00 with some courses offering discounts cards and coupons.

(3) " Private Clubs"  Homes in these developments do not include a membership in the country club. Residents desiring a membership must pay initiation fee, along with annual dues. the membership in most of these clubs limit there membership to 250-300 members. I would suggest scheduling a meeting with the sales manager for club you maybe interested in joining to get a copy of the rules, fees and a list of social offerings that is included with the membership. 

Buying a home with in a golfing community it is important that you visit the club house, talk with the staff, ask fellow golfers playing, how they like it there? and last of all Play the course for yourself and see! As your real estate partner would encourage you to experience the great golf and lifestyle here in southwest Florida! Buying a home after that really becomes a pretty simple task after that! there are many single family homes, town homes and condos for sale including bank owned and bme and request a list of properties in these fine communities. Please give me a call or email requesting a list of homes or condos on golf course living today!  

                       Search hundreds of golf homes and condos at www.joekendall.listingbook.com

                    2 bed 2 bath condo                 Pool Home 16th Tee !             Single Family Home

                  Cross Creek Country Club          Eagle Ridge Colf Course           Eagle Ridge Golf Course

Joe Kendall, Realtor Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

Reduced New Price $235,000 Outstanding 4 bed, 2 bath home. Endless amenities include a large living area, family room, breakfast nook and formal dining area. Huge eat in kitchen with upgraded cabinets,solid surface counter-tops and professional grade stainless appliances.

Master suite features his and her walk in closets leading into the master bath with upgraded cabinets,solid surface counter top with dual sinks,make-up area and a separate tub and shower.The kitchen has solid surface counter tops with 42 inch cabinets and stainless steel GE professional grade appliances.

The Master HOA and HOA fees are reasonable for all the amenities and maintenance(includes cable and high speed internet, etc)

This is just what you've been waiting fora tranquil living in a park-like estate. There is  a 7,000 sq. ft. Village Center, waterfront park, boat launch, and gulf access. It is located near the Caloosahatchee River for all boating and fishing . The natural beauty of Moody River Estates is seen throughout the community. This community is just minutes away from sporting events, medical facilities, and Southwest Florida International airport, this is a great place to call home or your vacation home in Paradise !

Joe Kendall, Realtor Sandals Realty
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

Buying a Bank Owned waterfront foreclosures in Cape Coral Florida in 2010 will be one of the best buys in the foreclosure market in all of Florida. Prices are down 60-65 percent from many years past. Gulf Access Waterfront and Waterfront Foreclosures can be a great investment but you have to know the boating aspects in regards to each location of the property your viewing in Cape Coral Florida.

Cape Coral Florida has over 300 miles of Gulf access waterfront property. Each location can be very different in regards to your boating pleasure.  Location and boating distances to the gulf may not be as important to you now, but they may come into play down the road when you might be thinking about selling! Now it is a Buyers Market, it is also the time to shop for the "Best Location" and "Amenities" on a waterfront home or a gulf access lot, while the selection is great ! Here are some key things to keep in mind.

Here are some great questions to ask yourself as you view each property ! 

1 What is the water level on the canal at low tide?

2 How long of boat ride to the river? Gulf access?

3 Are there any boat lifts, locks or a bridge that I would have to travel thru?

4- What is the bridge height at high tide? At low tide?

5- Condition of the sea wall? The dock? Active dock permit? Restrictions?

6- Is the property on a main canal for boat traffic? What is access to a main canal?

7- Fresh water home? Then what is the water level? How far can I travel in a boat?

8- It's all about the View ! Can I buy interesting canal location, better water view for the same money?

9- Where can I see water from what rooms in the house ? Again it's all about the View !

10- What are the fishing possibly from my own dock? Yes, some locations are better!

11- How big of boat will fit on the lift? What is the weight limits on the boat lift?

Before you buy a waterfront property in Cape Coral Florida, I strongly suggest you work with a Realtor that knows Cape Coral Florida on and off the water ! Waterfront homes in Cape Coral Florida can be a great investment you will have for many years to come. It's important you do your home work and someone help you with all the  little details so your boating pleasure will be as much or even more fun then the time you enjoy in your new waterfront home in Florida  !

I look forward to working with you !

Joe Kendall, Realtor Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

  Thinking about Avoiding Foreclosure ? Maybe the Bank Short Sale Process ?

Marketing a bank short sale deserves the same attention as any other home ! Why not ?

Southwest Florida Cape Coral, Fort Myers Florida real estate market February 2010.  So you are thinking about selling your home in southwest Florida? Well let me start by saying, When I am talking to Sellers about putting there home on the market for sale two main points the Seller's want to know is what do you think my home is worth? Will the bank work with me on the selling price? and what are you going to do to sell my home?

Let's start with what is the number one reason, why homes do not sell ? Price ! It is all about Pricing it correctly from the start ! The main reason homes are placed on the market at to high of a price is because the Sellers have not lost their emotional attachment to their home.

Selling your home in today's real estate market can be described as it is only worth what the home will appraise for and what the buyers are willing to pay for it . Your lender understands this as they loan money to buyers for purchasing homes. Banks understand it's only worth what the current market will bear ! They just don't tell you they know that your home is worth  much less today then what you owe on it . Today in 2010 It's  very competitive  real estate market, Just look around, the bank foreclosures and bank short sales are setting the price values all around the country and southwest Florida is no different ! 

Regardless of what you payed for it from 2002 till 2010 you are more then likely upside down as far as what you owe on your property compared to the current local prices. The bank short sale process is a way to avoid foreclosure with the fastest way to returning your credit score back to where it probbly was just a couple of years ago.

You have to want to get rid of the home regardless of how long you have owned it, how many improvements you have made, how much nicer your home is then any other homes on the street if you want to adviod foreclosure. Today's current real estate values are rolled back almost 10 year ago levels and in some areas such as Cape Coral Florida and Lehigh Acres Florida where the market prices are even lower as they are driven by the supply of foreclosures and short sales homes currently on the market. 

Your emotional attachment will play a huge roll in your ability to sell your home. It's a Buyers Market They hold "All the Keys " to you selling your home! But Pricing it correctly, Staging the Home, Displaying Great Curb or Waterfront Appeal, will make your home stand out in a crowd ! Even if its a bank short sale or foreclosure !

Just because it's a pre-foreclosure and listed as a bank short sale dose not mean this should be any different ! My approach is list it just like any other listing ! It's all about marketing the home well with several interior and exterior pictures! Let the pictures tell the story! People become interested online in your home buyers mnay time buy with their Eyes without even being here to preview your home ! 

Then we need to reach out to as many home buyers as possible, having a "Strong Internet Marketing Program" with search engine results in your local neighborhood and your City will help you get the exposure to home buyers near and far! This type of exposure these days is needed to help you sell your home.

I feature several  websites and real estate blos that all have access to the multi listing service and fucus on selling the Florida lifestyle for attracting Home Buyers to my listings and my real estate services. Check them out a couple for yourself at www.Joeknowscapecoral.com or  www.Joekendall.listingbook.com   

It's not about if the Realtor works for a national real estate franchise, or the largest real estate office, or the company that runs the largest advertisement in the Local Newspaper. It's all about THE MARKETING SKILLS  of the Realtor, THE EXPERINCE IN SUCCESSFULLY CLOSING BANK SHORT SALES and the Realtors ability to attract home buyers here in the United States and around the Globe to Southwest Florida. 

Southwest Florida is a International real estate market with people from around the world looking for a vacation home. Southwest Florida has some of the very best attractions and now some of the best home prices in the Country! Trying to avoid foreclosure is a serious nature and the extra marketing steps can be the difference in  finding the right buyer. Marketing the southwest Florida lifestyle can be just as important as the details of your  home listing.

Please call me today and lets discuss your options in regards to a bank short sale. Every persons situation is different so lets talk and let me explain the process in detail and I will tell you if I can help you avoid foreclosure !

I look forward to talking to you.

Joe Kendall, Realtor Sandals Realty
Foreclosure & Bank Short Sale Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

Naples Florida Real Estate . Bank Short Sale Condo ! Located in the great development of Kings Lake !

Naples Florida Bank Short Sale! This is a great opportunity to purchase a Naples Florida Condo at Pre-Foreclosure Prices!. We have successfully closed several bank short sales! You will enjoy the Florida lifestyle in this 2 bed 2 bath first floor , very open floor plan including a screened Lanai . Great location ! There are two community pools, a spa and tennis courts. Low monthly maintains fees. Call Joe Kendall today to set up your personalized showing !

Search hundreds of Bank Short Sale and Bank Owned property by clicking here 

Joe Kendall, Realtor Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

Featured 4 Bed 2 Bath Home located in the Gated Community of Moody River Estates , Fort Myers Florida

Fort Myers Florida. Featured home in a gated community of Moody River Estates in Fort Myers Florida.

This home is  Not a short sale or a foreclosure! This home looks and feels better then any model center ! Outstanding fully furnished 4 bed, 2 bath home. Endless amenities include a large living area, family room, breakfast nook and formal dining area. Huge eat in kitchen with upgraded cabinets,solid surface counter-tops and professional grade stainless appliances. Master suite features his and her walk in closets leading into the master bath with upgraded cabinets,solid surface counter top with dual sinks,make-up area and a separate tub and shower.The kitchen has solid surface counter tops with 42 inch cabinets and stainless steel GE professional grade appliances.

There is over $100,000 in furniture,flat screen televisions and custom window treatments. The Master HOA and HOA fees are reasonable for all the amenities and maintenance(includes cable and high speed internet, etc) Plus a large fitness area,new golf cart too! Enjoy the luxury lifestyle in this wonderful gated community. The Community features a Fitness Center, Basketball Court, Community pool and Spa and a Kids play area.

This home is being offered furnished at an asking price of $300,000 Call Joe today for more information !

Joe Kendall, Realtor Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

Southwest Florida Top Rated Communities are Located in Fort Myers Florida. Call today for more infomation.