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 Selling your home as a bank short sale, it's about Marketing for the best Price !

My experience in short sales dose the rest! Talk to Joe Kendall, Realtor with Sandals Realty.

         I am selling Foreclosures and Bank Short Sale Property at unbelievable prices ! The "Lifestyle in Southwest Florida" is awaiting you. Come join me in Paradise!

Home Buyers are Looking and Searching for these key words "Foreclosures and Bank Short Sales"  on line ! If your thinking about avoiding foreclosure? Need to be working with a Realtor that knows bank short sales and Knows how to market these properties

Are you looking for a Realtor to sell your bank short sale property? I have wrote many article  (click here) about what is required in getting a pre approval with your lender on doing a bank short sale.

Today, I want to focus on marketing your bank short sale property. It all starts with working with a Realtor who will work with you on a accurate valuation of sold of the following foreclosures, bank short sale properties and homes in and around your home.

Determine the asking and selling price goes a long way in getting a correctly priced home in a position to receive an  offer that a bank would be willing to accept for the forgiveness of your mortgage and avoid expensive foreclosure proceedings.

I have the same approach of marketing a bank short sale just as I would any other home. I will provide your home a Great On line Presentation and Creative Marketing Plan to give your home Maxium Exposure on the Internet.

 Now more then ever selling your home takes three very key points in selling your bank short sale property

 1 Pricing it Correctly ! Doing an accurate valuation of your home in today's real estate bank short sale market takes skill and research in getting the correct listing price.

 2 Presentation ! I will help your with suggestions in getting your home ready for market. Many Sellers spend unneeded expenses, thinking it will help them sell their home? Let my experience help you prepare without spending unneeded expenses. Pictures, Pictures, Pictures will help you bring the buyer on line into your home. I believe that pictures can tell a story about your home on line, remember the saying pictures can say a million words?  This is so very true in selling your home today in a very competitive real estate market.

 3 Exposure ! Home Buyers will search in all the major search engines looking for real estate web sites with real estate information. They are looking to learn more information about a certain community, a school system, recreational activities, the list goes on and on. Regardless of where they go to find this information on line you want your home to be listed for sale there as well. Because while they are there they will look at homes listings for sale and may ask for more information. The home search in today's world all starts and finishes with a strong on line presentation.

 Selling your home is like going out and fishing in a big pond ! Knowing where to go, having the correct bait and fishing with an experience guide will greatly increasing your chances to sell your home.  I have been helping people sell there home for over 10 Years. Please allow me the time to talk to you and let me explain in detail what I will do to help you sell your home !  It is like I have always said "It's not about me, It's all about You!

I look forward to working with you.

Joe Kendall, Realtor Sandals Realty
Phone 239-560-0726 Fax 239-236-0422
Discover SwFlorida.com www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

 I would like to share this Bank Short Sale Listing with all my blog readers! This is a Pre-Foreclosure Bank Short Sale Located in Fort Myers Florida! I have Successfully Closed Bank Short Sales, I am just waiting on a final approval from Citi Bank on this bank short sale. The Buyer is purchasing a FULLY FURNISHED CONDO, Just bring your tooth brush! it was listed for $89,000 

Bank Short Sales can be a Deal of a lifetime if your the buyer! It also can be the saving day of celebration for avoiding foreclosure if your the home owner trying for months to avoid foreclosure!  If your thinking about trying to advoid forclosure ? Talk to Joe, he has successfully closed bank short sales!

What a deal and there are more ! Life is Good in Southwest Florida! Come join us in Paradise! What are you waiting for?

Discover the outstanding lifestyle of Crystal Lake! This wonderful 330 unit development features 2 pools,2 spa's Racquetball, Tennis Courts and a Fishing Pier all in a wonderful tropical setting!!

Amenities include , vaulted ceiling's, large screened balcony, family room, living area, large open foyer, laundry area and so much more ! Located close to Sanibel Island,Fort Myers Beach and many fine golf courses, you will enjoy living in the heart of all the action in southwest Florida!

Call Joe Kendall Realtor with Sandals Realty today for more information.

Joe Kendall, Realtor Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

Here is a short list of questions you should ask the listing agent prior to making a contract offer on a bank short sale. Asking the right questions to the listing agent can go a long way to greatly increasing your chances of  getting an accepted offer and saving your client a lot of hopeless time waiting on a reply from the bank. These questions will help you decide what homes are truly a waste of you and your clients time.

(1) How far behind is the Seller on the mortgage payments? Most mortgage companies will not get serious about an offer unless the seller is at least 4 months behind in the mortgage and the bank has already started the process for foreclosure proceedings. 

(2) Has the Seller submitted all the required documents to the Lender? The lender will not even give the Listing Agent a reply with out all the sellers required documents. Some banks want the seller required documents and your offer submitted or all at one time. Just knowing the listing agent has all the documents in their file ready will speed up the process.

 (3) What kind of discussions have you had with the Lender ? This question puts the listing agent on the spot and opens up discussions. You should be able to tell if the listing agent is in tune with the file and the bank. If the listing agent is without a direct line to the assigned Loss Mitigation Officer to the file would in most cases result in a longer then normal reply on your offer.

(4) Dose the Seller have a First and a Second Mortgage ? Is the second  it with the same Lender? It takes more time to close a bank short sale with two mortgages and is even more difficult if it involves two different Lenders, the the chances of the deal are greatly reduced, yet some do close but expect a longer wait.

(5) Dose the Seller have PMI ( Private  Mortgage Insurance ) on this property?  Many times this comes out in the very end of settling the short sale , So ask it up front before making the offer. More often then not, the Investor that bought the insurance, will require a promissory note for the balance on his investment, before accepting to close the deal. Most of the time they will not remove their portion of the debt on the property, if the seller can not come to so terms on a cash or a payment plan, the mortgage will not be able to be released from the mortgage regardless of the contract price.  

There are some very good deals on homes that are listed as a bank short sales. They normally do not receive as many multi contract offers like bank owned property. Which currently is happening here in Southwest Florida.

We would suggest you don't shy away from the bank short sales! Find a Realtor that has experience in purchasing and closing bank short sales. You just need to start these simply discussions with the listing agent and the answers to these questions, This will give a you a better understanding on the direction you should take with your home buyer. 

The Sandals Team

 Joe Kendall Realtor with Sandals Realty writes, Here is an example wonderful bank foreclosure  purchased by one of my clients. We closed on this home last week on this 1500 sq. ft   3 Bedroom, 2 Bath home Built in 2006 with all the appliances including washer and dryer for $83,000 ! Sold in 2006 for $205,000 !  Foreclosures are a great deal for the first time home buyer or the person looking to buy an investment or even retirement home in sunny southwest Florida!

  This home was never lived in and was foreclosed on by the bank as the real estate investor failed to flip this home ! Now is the time to buy a foreclosure property in southwest Florida!

Here is what a client had to say about my real estate services ...

Joe really proved that he was the best; my husband and I were looking for a house in Cape Coral, Fl.  Joe found us the best house and went above and beyond during the buying process.  I can say without a doubt that Joe is the best and the hardest working real estate broker I have ever did business with.   He is awesome!!!!!!!!!

Sandra Flanigan, Las Vegas NV.

I look forward to working with you!

Joe Kendall, Realtor Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

Joe Kendall Realtor with Sandals Realty 239-560-0726 writes, I remember when I was working as a Realtor at Apple Mountain Gmac Real estate located in Saginaw Michigan in the late 90's and we did a lot of General Motors relocation in and out of the Mid Michigan Area. 

I have been spending some time lately watching and followings the General Motors Bankruptcy and watching to see how all this will shake out. My father retired at 35 years at general motors, I truly understand the impact this will have on many people that live through out the state of Michigan, it will effect the current employees, and the all the retired employees as well. I know many people may look to move to a warmer climate, start a new career or take the retirement money and retire to maybe a place in Florida?

I would like to offer my services to all the General Motors Employees looking to relocated to Southwest Florida. If you are thinking about moving to southwest Florida? Maybe you already have a Realtor your working with in Michigan to sell your home? I would me more then happy to work with your current Realtor in getting you moved here after your home sells to Southwest Florida. I am experienced in relocation and help people daliy move to Florida from many places in the country and some even world wide.

I would like to offer you free access to all the homes and condos for sale in southwest Florida from my web site just click on "Joe knows Southwest Florida Real Estate "

My team will exceed your expectations ! 

I look forward to working with you!

Joe Kendall, Realtor Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

Joe Kendall Realtor with Sandals Realty writes, The southwest Florida area has some of the best Golf Communities in all of Florida! Many have of these golf course communities have single family homes or condos  offered for sale below reproduction costs ! Builders are having to resort to "close out pricing" to reduce inventory.

The Buyer looking to purchase a golf course property, the selection, style and location has never been better ! Many of these communities the prices are at the lowest price in many years, as sellers are having to complete with the foreclosures, Bank Short Sale or a Bank Owned property on the market within the same development.

Before you look for a Golf Community, I would suggest you understand the difference in the Golf Course offerings before you start looking, as the golf fees should match your needs too! Here are the 3 basic types offered here.

(1) "Bundled Golf"  The purchase of a home in this style of development comes with an automatic membership in the private or semi-private course. There are no up front entry costs, but there are annual dues that you must pay. Each development handles there pro shop differently in regards to scheduling tee times, allowing more people equal access to the course for all its members.

(2) " Pay as you Play"  These communities are on or near public courses, the rates my vary during the year, these are public courses and they can be over crowded during peak season. Yet off season can be wide open during afternoon and evening hours with rates  around $25.00 to $30.00 with some courses offering discounts cards and coupons.

(3) " Private Clubs"  Homes in these developments do not include a membership in the country club. Residents desiring a membership must pay initiation fee, along with annual dues. the membership in most of these clubs limit there membership to 250-300 members. I would suggest scheduling a meeting with the sales manager for club you maybe interested in joining to get a copy of the rules, fees and a list of social offerings that is included with the membership. 

If you are buying a home with in a golfing community? It is important that you visit the club house, talk with the staff, ask fellow golfers playing, how they like it there? and last of all Play the course for yourself and see! 

As your real estate partner would encourage you to experience the great golf and lifestyle here in southwest Florida! Buying a home after that really becomes a pretty simple task after that!  call or email requesting a list of homes or condos on golf course living today!  

Search hundreds of golf homes and condos from my web sites at www.joekendall.listingbook.com

   2 bed 2 bath condo             Pool Home on the Tee Box !         Single Family Home

I look forward to working with you !

Best regards

Joe Kendall, Realtor Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

Joe Kendall, Realtor with Sandals Realty a Waterfront and Foreclosure specialist writes, I received this note from a recent client that purchased a Bank owned home in Cape Coral Florida. She asked me to share it with all my blog readers as she found me from search for a Realtor in Cape Coral Florida on Google !  Here is what she writes

"Joe really proved that he was the best; my husband and I were looking for a house in Cape Coral, Fl.  Joe found us the best house and went above and beyond during the buying process.  I can say without a doubt that Joe is the best and the hardest working real estate broker I have ever did business with.   He is awesome!!!!!!!!! "

Sandra Flanigan  "New Proud home owner in Cape Coral Florida"

I look forward to helping you find your very own "Piece of Paradise " here in southwest Florida !

Search thousands of homes for sale in southwest Florida including Bank Owned Foreclosures and bank short sales from my web site sign up for a free home finder account here

I look forward to working with you!

Joe Kendall, Realtor Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com,

Was 2.9 Million Sold 1.4 Million         Home is in Pre-foreclosure      Seller debt was $850.00 Sold $427,000

Joe Kendall, Realtor with Sandals Realty a Waterfront and Foreclosure Specialist writes, The real estate foreclosure market in southwest Florida has hit the luxury waterfront housing market as well. The real estate market has always been about Supply and Demand which had driven prices up in southwest Florida from 2003 through 2005 when supply was low and the demand was high.

Well the current supply of Bank Owned Property and Bank Short Sales has driven the prices of luxury waterfront property way below what anybody dreamed would happen here in southwest Florida. Sellers that need to sell for one reason or another have to be competitive in price with all the bank short sales and foreclosures or sit on the side line until the current inventory has been reduced and the prices start to rise again.

Another factor that comes into play is Timing! Buying and selling real estate is all about Timing and right at the start of Hurricane Season can be a great time to leverage your purchase contract with a quick closing to       " apply pressure "  toward a seller to take a lower price deal then what they where expecting to close on the sale of the home that may not have complete insurance coverage during Hurricane Season.

When I am out showing clients gulf access waterfront propety like the ones seen here. The Buyers are just amazed at what your money will buy here in southwest Florida! I invite you to compare prices in West Palm Beach, Miami , or even Tampa Bay and see how home prices there stack up to the value here in southwest Florida !

Just because it is a big luxury home, dose not mean that the seller could be in a hardship, and making a reasonable offer to the seller just might say, it's "Time to Go" because I don't know when the next offer might come? Now is the time to be in the market to purchase a waterfront dream home, you can call your very own "Piece of Paradise!"

I look forward to working with you !

Joe Kendalll, Realtor Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

       Bank Approved Short Sale ! Countrywide Says Yes! Sold ! Sold ! Sold ! by Joe Kendall Sandals Realty

Many people have this question on their mind, I get asked this question weekly. Most of the phone calls come from people owning property in Cape Coral and Lehigh Acres Florida.  Joe question? Do I a let my home go back to the bank or do I do a bank short sale?

My responce has always been, everyone's situation is different, you should sit down with your accountant and talk to a real estate attorney about your personal situation, you need to get sound advice before you make a decision on your home and your personal future. 

 If they advise you that your best interest is to avoid forclosure by doing a Bank Approved Short Sale by all means, I will help you with your lender on their required documents and market your home for sale as a bank short sale. Banks are taking offers verse avoiding costly foreclosure proceedings and added expeneses.

 I advise my clients after your home has been closed on the bank short sale, I suggest take your closing documents and make an appointment with a Credit Counseling Company and work with their direction to get the redemption of mortgage recorded on your credit score and work with their professional advise to get your credit score on the up ward climb again.

I look forward to talking with you.

Joe Kendall, Realtor Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

Joe Kendall, Realtor with Sandals Realty, Waterfront Foreclosure and Bank Short Sale Specialist.

Search Hundreds of Waterfront Property ! Boaters Real estate!

Gulf Access Waterfront Foreclosures !

On line Tours & Interior Pictures of Foreclosures* Bank Short Sales!

Sign up for a free account to search all the listings in Southwest Florida !

Click on the highlight link below

Joe Kendall Knows Southwest Florida Real Estate

Cape Coral Florida, Boaters Real Estate "The  Gulf Access Waterfront Lifestyle " 

Bank Owned* Foreclosures * Bank Short Sales!

Joe Kendall a Realtor with Sandals Realty a Waterfront, Foreclosure and Bank Short Sale Specialist writes gulf access waterfront homes under $200,000 inventory in Cape Coral Florida has been slowly decreasing over the last few months. Today June 1st 2009 there are only 24 homes listed homes for sale in Cape Coral Florida with gulf access under 200,000 now is the time to buy your "Place in Paradise" you can call your own !. You can view a complete list with single family homes with pictures by clicking hereon the highlighted blue GULF ACCESS WATERFRONT HOMES for more information.

 Your prime waterfront location is waiting for you! If a gulf access waterfront home is in your future? Let Joe's experience on and off water work for you! Call or email Joe today!

Joe Kendall, Realtor Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com