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Cape Coral Florida Gulf Access Waterfront, Bank Short Sales and pre-Foreclosure Property !

Cape Coral Florida. Many home owners of gulf access waterfront homes in Cape Coral Florida find themselves  upside down on their waterfront home as homes values have drop ed back almost to price levels ten years ago. 

Home owners are trying to work with their current mortgage holders and are finding more lenders talk a good story, but when it comes to working with the home owner on a reduced affordable mortgage plan home owners can accept ends up in most cases into the Home owner researching the Bank Short Sale Process online.

Many good real estate deals in Cape Coral Florida starts with working with a Realtor that understands the Bank Short Sale Process, Knows the Questions to ask the Listing agent to insure their is a change the bank would accept a lot lower price for the home then what is currently mortgaged on the home. Doing the research under the current bank short sale market increase your chances of buying a pre Foreclosure Property through the bank short sale process.

Let stalk about real estate in Cape Coral Florida, Lets talk about the 400 miles of cana front homes with over 300 miles of these waterways leads to teh gulf of Mexico. Lets talk about what I can do to help you buy a waterfront home at the fraction fo the cost from 2005.

Let my years of experience work for you!  I live, work and play on the waterways of southwest Florida . Let me show you the way on and off Water !

I look forward to working with you.

Fort Myers Florida Real Estate. Search foreclosures in Fort Myers Florida and You will find every type, style , color and location possible. Lee County Florida has ranked in the highest in foreclosures in the Country over the last 18 months ! Bank Owned Foreclosures and Sellers trying to avoid Foreclosure by offer the bank short sale along with the first time home buyer tax credit has created an exciting time again in real estate in southwest Florida.

Many gated communities in Fort Myers Florida has shown now is the best time to buy your retirement or vacation home. Luxury real estate, waterfront real estate, condo communities, golf course developments all have foreclosures and bank short sales.  The southwest Florida foreclosure market ahs touch just about every area here with a great opportunity to buy southwest Florida real estate at Foreclosure Prices, Home Builders model center close outs the opportunity is endless. 

I have many home buyers get there best price and terms on a bank owned foreclosure. Call or email me today to start the process of owning a Florida Prime property at a fraction of the cost of the past! Your Florida future awaits you!

Search Fort Myers Foreclosures and Bank Owned Property by clicking  Here

I look forward to working with you.

Best regards

Joe Kendall, Realtor Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

Florida real estate investors take notice ! Cape Coral Waterfront Foreclosures and Bank Short Sales. Cape Coral Florida is the home of over 400 miles of canals offering prime waterfront living! Over 300 miles of this wonderful waterway has access to the Gulf of Mexico ! 

Cape Coral Florida located in Lee County Florida has been rated in the top areas of the country for foreclosures over the past 18 months.  Bank Owned waterfront homes, condos and waterfront lots are at the lowest prices in almost 10 years. This is Florida and It will go back up again in the short term. If you are thinking about investing in Florida You should strongly consider Cape Coral Florida.

Bank Owned waterfront property, Bank Short Sale waterfront property  provide home owners a great value now and a great return in the future. Search up both coast of Florida you will find that Cape coral Florida has the best locations, price and value in Today's Foreclosure Market.

Search Hundreds of Southwest Florida Waterfront Foreclosures from my website by clicking HERE

   * FREE Bank Short Sale advice Southwest Florida. I have succeefully closed several bank short sales !

Joe Kendall, Realtor with Sandals Realty a Waterfront , Foreclosure and Bank Short Sale Specialist writes, I do a lot of marketing for helping people avoid foreclosure by offering to help them sell their home as a bank short sale. Doing so I am sure you can image, I get all kinds of phone calls everyday from people needing to discuss their situation regarding their home, asking ways to change or get out from their mortgage payment.

The current real estate market here in southwest Florida has seen records of foreclosures and we have lead the Country a couple months this year in foreclosures, as they are filed here in Lee County Florida.  I get a lot of questions and listen to statements from people owning homes here in southwest Florida. Here are a few examples of calls I received over the last few weeks. 

(1) I have tried talking to my Lender, but they are saying there is nothing they will do,    other then ask me when will I be making my next mortgage payment? Whats next for me?

(2) I have an adjustable rate mortgage and it went up to where I can no longer afford the payments? What can I do to get them to change it?

(3) I owe more then $150,000 more the what the house is worth. What can I do to get the mortgage company to change it so I can afford to keep my home?    

(4) I want my mortgage company to give me loan modification and they told me know they can not do this? Why?

Over 80% of the home owners trying to do a Loan Modification end up avoiding a Foreclosure by the Short Sale. Because of their current mortgage holder unwillingness to work out a reasonable deal for the home owner. Check out more information here

 I listen to everyone concerns and questions, I always offer up different options or suggestions before you make a decision on letting your home go into foreclosure. I help people avoid foreclosure by helping them with a bank approved short sale. I can not speak for the mortgage companies, But I can offer suggestions on where to go from here in your current situation.

 Do you have a home here in southwest Florida and need to avoid foreclosure? Please give me a call, I am a good listener and I will try to help you if I can. You may be able to avoid Foreclosure and help you sell your home as a Short Sale.

I have closed bank short sales with Bank of America, Countrywide, Citi Bank, Wellsfargo , Chase Bank , and more.

I do not charge anything for this service, the Bank will pay my commission or I don't get paid.  Now is the time to try! It's better to do it now then wait! Lets talk and let me help you spell out your options.

It's Not About Me, It's all About You!

Best regards

Joe Kendall, Realtor Sandals Realty
Phone 239-560-0726 Fax 239-236-0422
Discover SwFlorida.com www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

Southwest Florida Foreclosures ! Purchase a Waterfront Foreclosure as low as 3.5% down !

Now is the time buy Direct Gulf Access Waterfront Property ! Check this one out! I have Many More!

This home would of been Sold in 2004-2005 for over $500,000 ! Look !

Gated Community in Southwest Florida Cape Coral Florida at Foreclosure Prices !

 Cape Coral Florida. Home Builder Reduced Prices on inventory homes at Foreclosure Prices !  You can buy a brand new never lived in home in agated community in Cape Coral Florida at Foreclosure prices with all the amenities included !

Discover the Florida Lifestyle in one of two models to choose from at below reproduction costs! Now is the time to buy your vacation home in Cape Coral Florida ! Call or email me today for more information ! Hurry as these homes will not last ! Homes located in Cape Coral Finest Gated Community !

Joe Kendall, Realtor Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

           Cape Coral Florida Waterfront Foreclosures * Bank Owned * Bank Short Sales !

 Over 400 Miles of waterfront real estate in Cape Coral Florida ! Foreclosures * Bank Short Sales too !.

Joe Kendall, Realtor with Sandals Realty writes: I am starting to see the out of State License plates meaning the Snow Birds are in Flight ! and we soon will be into "Season" in Southwest Florida.

This season will be very different then any other season over the last 10 years. Home prices have drop in southwest Florida the lowest in 10 years. The variety, style and locations of condos, single family homes , fresh waterfront property and gulf access has not been better since I purchased my home in 1998

Home buyers will find in many situations over the last few years what your monthly payment  could be on a purchase may in well be less then what you payed to rent the house as a seasonal rental just 3 years ago.

The prices of homes today off water are lower then in most cases, if you where going to try and build the same house with today's costs of material alone. I am not just talking the foreclosures or the bank short sales. The amount of both the foreclosures and the short sales has brought down the entire market, so if you are a home buyer just do not limit yourself to these properties. If a Seller needs to sell regardless how many years ago they bought the home, they have to price it at current market value, so don't rule a traditional sale out

I have written over 500 written posts on my blog www.swFloridaRealtorsblog.com since I started it in the fall of 2007 when the market was really taking a nose dive.  if you are new to the area. You can search my blog by title and you can see a little history for yourself about the area, the lifestyle, Buying and Selling specially in regards to Foreclosure's, Bank Short Sales and Waterfront Property.

I hope you visit often to www.SwFloridaRealtorsBlog.com often and you find the information helpful and sometimes entertaining. 

                             Search thousands of waterfront homes in Southwest Florida by CLICKING HERE

   Talk To Joe ! Joe Knows Southwest Florida! Specializing in Waterfront, Foreclosures and Gated Communities. Discover the "Southwest Florida Lifestyle " in Fort Myers, Fort Myers Beach, Estero, Cape Coral , LeHigh Acres, Bonita Springs, Pine Island and Sanibel Island. Let my experience as a Realtor and a Avid Boater show you the way to your very own "Piece of Paradise!" I know southwest Florida on and off water!

Joe Knows Foreclosures and Bank Short Sales: Let my experience help you purchase your "Piece of Paradise !"

Joe Kendall, Realtor Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

Cape Coral Florida * Gulf Access Waterfront Pool Home * Take the Virtual Tour *Discover Cape Coral Fl.

511 SE 33rd Terr. Cape Coral Florida.3 Beds, 2 Baths, Office Den, Over 3,700 total sq. ft. Asking $387,500 

Cape Coral Florida. Gulf Access Waterfront Real Estate. Check out this outstanding Gulf Access Waterfront Pool Home! Everything has been completely updated ! This home features 3 Bedrooms, 2 Bathrooms, Den/Office with over 3,763 of total living area located on a quiet Street. Amenities include Vaulted Ceilings,Porcelain Tile,Wood Flooring,Large completely updated Kitchen with New Cabinets, Tile, Light Fixtures and Stainless Steel Appliances. Formal Dining area, Pocket sliders leading to the Huge Lanai with Built in wet Bar with Jenn-Aire Grill,Oversized solar heated Pool with a two tone Brick Pavers Pool Deck,a large pool bath.

Enjoy this gulf access waterfront pool homes view from the lanai,on top of the pool deck or waterside on the large wrap around dock with a 10,000 lb boat lift. Located on lush landscaped 2 1/2 Lot site with 11 soaring palm trees,all assessments are in and Paid! The list of improvements and amenities are truly endless. This home is much better then new construction! 13 Month Home Warranty included! Home Buyers put this one on your MUST SEE LIST !

I welcome you to take the Virtual tour of this gulf access waterfont pool home located in Cape Coral Florida, by clicking on the VIRTUAL TOUR LINK HERE

Joe Kendall, Realtor Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

Open House Sunday November 22nd from Noon till 4:00 PM

Reduced $30,000 Seller Says Make an Offer ! 

 Take the Virtual Tour by Clicking Here

Cape Coral Florida not a foreclosure, not a short sale ! This is truly a rare fine of a gulf access home setting on a well landscaped 1/2 acre with full irrigation system. Look and You will "See the Difference" when you visit  this Direct Gulf Access Home located on a Park Like Setting 1/2 acre yard ! Enjoy the updated and fully finished lanai or enjoy the views outside on the brick pavers courtyard !

this home has been completely updated featuring a new Kitchen with Breakfast Bar. Bring your Sailboat or big boat, great boating location. This home is in move in condition, you will not believe your eyes! All assessments are in and Paid ! This home could be sold partially furnished.! Call Joe today at 239-560-0726 to schedule your own personal showing ! Asking $276,000 Seller says make an offer !

 Enjoy Paradise in this "Park like Setting " Take the Virtual Tour of this fine home by clicking here

Room for the largest of boats and up to 48 foot mass for sailboats.. Welcome Boaters to Cape Coral !

Joe Kendall, Realtor Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

              Fort Myers Beach Gulf Front Condos ! Condo Hotels ? Studio & One Bedroom Condos ?

Fort Myers Beach Real estate. One great investment not to many people talk about are the Gulf-Front condo hotel studio units over looking white sandy Fort Myers Beach ! One that I suggest to clients is the Pink Shell resort.

Here is an example where you can Enjoy Fort Myers Beach and the wonderful sunsets from your very own balcony! Access to all the Pink Shell 4 Star Resort amenities including 2 gulf front pools, 3 restaurants and pool side lounges, day spa, state of the art fitness center, marina which offers boat rentals and fishing trips,and sailing lessons too!

Owners can earn pretty good annual income from this type of investment as these amenities attract lots of Interest form foreign Vacationers . Enjoy gulf front living at it's finest! The pink shell has wonderful views of Sanibel Island. The sunset views are unbelievable!

For More information on Fort Myers Beach Condos, Please give me a call at 239-560-0726 and to schedule your very own personal showing! There are truly some of the very best values for the money in southwest Florida on Fort Myers Beach!

Joe Kendall, Realtor Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

Southwest Florida Home Buyers Tax Credit Law Extended and Improved for more people !

I just want to try and explain the new changes in the First Time Home Buyers Credit Program. The program has been extended and some new improvements have been added to help more people in purchasing a new home and many others trying to buy a Second Home / vacation property 

Here are the guidelines of the program

First-Time Home buyers (FTHBs): First-time home buyers (that is, people who have not owned a home within the last three years) may be eligible for the tax credit. The credit for FTHBs is 10% of the purchase price of the home, with a maximum available credit of $8,000.

Single taxpayers and married couples filing a joint return may qualify for the full tax credit amount.

Current Owners: The tax credit program now gives those who already own a residence some additional reasons to move to a new home. This incentive comes in the form of a tax credit of up to $6,500 for qualified purchasers who have owned and occupied a primary residence for a period of five consecutive years during the last eight years.

Single taxpayers and married couples filing a joint return may qualify for the full tax credit amount.

What are the New Deadlines?

In order to qualify for the credit, all contracts need to be in effect no later than April 30, 2010 and close no later than June 30, 2010.

Tax Credit Versus Tax Deduction

It’s important to remember that the tax credit is just that… a tax credit. The benefit of a tax credit is that it’s a dollar-for-dollar tax reduction, rather than a reduction in a tax liability that would only save you $1,000 to $1,500 when all was said and done. So, if a first-time home buyer were to owe $8,000 in income taxes and would qualify for a tax credit of $8,000, she would owe nothing.

Better still, the tax credit is refundable, which means the home buyer can receive a check for the credit if he or she has little income tax liability. For example, if a first-time home buyer is eligible for a tax credit of $8,000 but is liable for $4,000 in income tax, she can still receive a check for the remaining $4,000!

Higher Income Caps

The amount of income someone can earn and qualify for the full amount of the credit has been increased.

Single tax filers who earn up to $125,000 are eligible for the total credit amount. Those who earn more than this cap can receive a partial credit. However, single filers who earn $145,000 and above are ineligible

Joint filers who earn up to $225,000 are eligible for the total credit amount. Those who earn more than this cap can receive a partial credit. However, joint filers who earn $245,000 and above are ineligible.

Maximum Purchase Price

Qualifying buyers may purchase a property with a maximum sale price of $800,000.

I hope this helps you have a better under standing of the program.

  Click here to find your new Home in Southwest Florida

I look forward to working with you.

Best regards

Joe Kendall, Realtor Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

Reduced $30,000 better buy then a Bank Owned or Bank Short Sale ! The work is already done !

Cape Coral Florida not a foreclosure, not a short sale ! This is truly a rare fine of a gulf access home setting on a well landscaped 1/2 acre with full irrigation system. Look and You will "See the Difference" when you visit  this Direct Gulf Access Home located on a Park Like Setting 1/2 acre yard ! Enjoy the updated and fully finished lanai or enjoy the views outside on the brick pavers courtyard !

this home has been completely updated featuring a new Kitchen with Breakfast Bar. Bring your Sailboat or big boat, great boating location. This home is in move in condition, you will not believe your eyes! All assessments are in and Paid ! This home could be sold partially furnished.! Call Joe today at 239-560-0726 to schedule your own personal showing !

 Enjoy Paradise in this "Park like Setting " Take the Virtual Tour of this fine home by clicking here

Room for the largest of boats and up to 48 foot mass for sailboats.. Welcome Boaters to Cape Coral !

Joe Kendall, Realtor Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

Cape Coral Florida real estate and Foreclosure's too ! There are some great deals on homes with pools located in Cape Coral Florida. I was out showing homes this past weekend to clients and I thought I would share with my blog readers some pictures of the homes we visited.

Pool home located in Cape Coral Florida

Foreclosure home located in Cape Coral Florida.   Pool Home with large pool deck located in Cape Coral

        Many of the Foreclosure,  bank owned homes have "Like New Kitchen " but do need appliances !

You can search hundreds of foreclosure and bank owned property from my website located here

I look forward to working with you.

Best regards

Joe Kendall, Realtor Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com